Mission and Values
Mission, Vision and Values
The Kosovo Credit Guarantee Fund is an independent legal entity with a development-oriented mandate, supporting increased access to finance for MSMEs by providing credit guarantees to lending financial institutions.
Through our guarantee windows, we aim to create a favorable investment climate, focusing on supporting the development of local entrepreneurship and creating new jobs.
We are committed to sustainable corporate management and social responsibility, working together with donors, financial institutions, and local regulators to serve the long-term interests of the economy, businesses, and society as a whole.
Our Values
Our institutional values shape our working culture and guide our daily practices, directing us towards a high level of accountability, in accordance with the highest ethical and moral standards.
- Transparency,
- Open Communication and Cooperation,
- Institutional Independence and Decision-Making,
- Commitment and Professional Ethics,
- Continuous Advancement of the GUARANTEE WINDOWS,
- Social Responsibility and Inclusion
Transparency: As an institution of public interest, KCGF places great importance on transparency and the publication of information related to its activities, financial and operational results, as well as its working practices towards partners, donors, stakeholders, and the general public.
Open Communication and Cooperation: Both in relationships among colleagues within the institution and with our partners, this is a carefully cultivated value that guides us in achieving our institutional objectives and delivering on them. We strive to communicate the principles and objectives of our institution openly to external partners, while applying these principles in our daily relationships among colleagues within the institution. Only in this way, through mutual sincerity and open communication, do we believe we can build long-term credibility and harmony between institutional and personal interests.
Institutional Independence and Decision-Making: As an independent and autonomous institution, established by a specific law, we strive to cultivate and preserve institutional independence, both in the strategic and operational decision-making process and in taking responsibility for the results and consequences arising from it. The Board of Directors and staff of KCGF believe that professional independence, accompanied by transparent accountability based on sound principles, is an essential prerequisite for building institutional professionalism, credibility, and sustainability.
Continuous Advancement of Guarantee Windows: We encourage innovation and continuously seek to improve our services, proactively engaging to meet the diverse demands of the market and the specific needs of private entrepreneurs.
Commitment and Professional Ethics: The staff and Board of Directors of KCGF strongly believe in the role and positive impact this institution has on economic development and improving social welfare in our country. Therefore, committed and motivated, with a high level of professionalism, they work with dedication to fulfill this mission, serving as the greatest guarantee for a sustainable and successful future for KCGF. We are guided by the highest ethical and moral principles, acting with honesty, transparency, integrity, and professionalism in our work. By adhering to these values, we maintain trust and strong relationships with partners and stakeholders, contributing to building a culture of reliability and accountability.
Social Responsibility and Inclusion: Through its guarantee windows, KCGF is committed to making a positive contribution to society by following the principles of social responsibility and supporting private enterprises that, through their investments, take care not to harm the environment in which we live, while promoting inclusion and providing equal opportunities for all, regardless of gender, beliefs, or national and religious affiliation. The role of women in the economy, the development and empowerment of new businesses, as well as support for farmers in rural areas, are key sectors that we aim to strengthen through guarantee schemes specifically designed for these market segments. In addition, supporting investments that increase energy efficiency and energy production from clean and renewable sources is an area where we seek to contribute to a better future for younger generations.
Today, at KCGF, we expect the same approach from our financial partners, requiring that investments supported through their lending not only do no harm to the environment, but also have a positive impact on improving it.