Export Window

Guarantee Characteristics

What the Export Window offers


Export Window is designed for Kosovo businesses ready to compete in global markets. It provides guaranteed financing to remove the collateral barrier — so production capacity, market entry costs, and export working capital are never the reason your business stays local. Backed by the SIDA re-guarantee agreement.

50%
Max Guarantee Coverage
€3M
Max Loan Amount
€1M
Max Guarantee Amount
120mo
Maximum Loan Tenor
Eligibility Criteria

Who can apply?

Criterion Requirement
Business Type Privately owned MSME — no Government ownership during the guarantee period
Registration Registered business in Kosovo
Sector Focus Production and services sectors with export activity or export potential
Ownership At least one owner must be a private citizen or permanent resident of Kosovo
Employees Fewer than 250 employees
Maximum Loan €3,000,000
Max Credit Exposure €7,000,000
Max Guarantee Amount €1,000,000
Loan Tenor Up to 120 months (10 years)
Loan Purpose Long-term investments and/or working capital for export-focused activity
Guarantee Structure Revolving
Kosovo on the World Stage

Take Kosovo products global


Kosovo has shown strong and growing potential in export markets. The Export Window removes the financing barrier — so production capacity, market entry costs, and working capital are never the reason your business stays local.

Production Scale-Up

Finance the equipment, facilities, and capacity needed to produce at the volumes international buyers require.

Market Entry

Certification, compliance, logistics, and market development costs — the Export Window funds the investment needed to access new countries.

Export Working Capital

Bridge the gap between production and payment — working capital guarantees keep your export cycle running without cash flow stress.

Services Export

IT, consulting, creative services — Kosovo's service exporters qualify just as much as goods producers. Both sectors are fully eligible.

What You Gain

Benefits for everyone

For MSMEs
  • Increased access to finance with favorable credit conditions
  • Potentially preferable interest rates and reduced collateral requirements
  • Faster loan processing times for time-sensitive export opportunities
  • Long-term business sustainability through international market diversification
For Partner Banks
  • Credit risk reduction and capital relief through the KCGF guarantee
  • Increased maximum guarantee amount — up to €1,000,000 per borrower
  • Favorable credit guarantee conditions and cost reduction on credit risk
  • Expanded portfolio in Kosovo's growing export-oriented MSME segment
How It Works

Application Process

01
Apply at Partner Bank
You apply for a loan at any KCGF registered financial institution — not at KCGF directly. Specify you are applying under the Export Window.
02
Credit Analysis
Your bank performs their standard credit assessment. If you meet KCGF Export Window criteria, the loan is automatically placed under the KCGF guarantee.
03
Guarantee Issued
KCGF issues the guarantee — covering up to 50% of the loan principal, capped at €1,000,000 — backed by the SIDA re-guarantee agreement.
04
Expand Globally
Capital released. Up to €3M in financing, 10-year repayment terms — your export strategy now has the financial backing it needs.
Partner Network

Apply through our partner banks

ProCredit Bank Kosovo Raiffeisen Bank Kosovo TEB Bank NLB Bank Kosovo Banka Ekonomike Banka Kombëtare Tregtare Banka për Biznes Raiffeisen Leasing Kosovo

Ready to go global?


Visit any KCGF partner bank and ask about the Export Window today.

Check Eligibility