Guarantee Window
Agro
Window.
Credit guarantees purpose-built for Kosovo's agricultural sector — covering farms, agro-processors, and rural businesses with the seasonal flexibility that agriculture demands.
What the Agro Window offers.
Agro Window is designed for Kosovo's agricultural sector — covering farms, agro-processors, and rural businesses with the seasonal flexibility that agriculture demands. From a small working capital injection to a large-scale agro-processing investment, KCGF shares the lending risk so partner banks can say yes to Kosovo's food producers.
Who can apply?
| Criterion | Requirement |
|---|---|
| Business Registration | Registered agro-business in the Kosovo Business Registration Agency (KBRA) |
| Farmers | Farmers holding a valid Farm Identification Number (FIN) and Farmer Certificate |
| Sector | Active in agriculture — farming, agro-processing, or rural investment projects |
| Minimum Loan | €3,000 |
| Maximum Loan | €3,000,000 |
| Max Guarantee Exposure | €500,000 per borrower |
| Max Lending Exposure | €7,000,000 |
| Loan Purpose | Working capital, fixed assets, and capital investments in agro sector |
| Loan Tenor | Up to 120 months |
| Guarantee Type | Revolving |
Why Agro Window?
Up to 60% guarantee on agro loans under €50K — and 50% on larger loans — so banks can say yes to farms of every size.
From a €3,000 working capital injection to a €3,000,000 agro-processing investment — the Agro Window scales with your operation.
Revolving credit and long tenors accommodate seasonal cash-flow cycles — so repayments align with harvest, not arbitrary bank schedules.
Crops, livestock, agro-processing, food production, rural equipment — if it grows Kosovo's agricultural output, it qualifies.
From field to market.
The Agro Window finances the full agricultural value chain — whether you're planting your first crop or scaling an agro-processing facility for export.
Seeds, fertilisers, crop protection, irrigation systems, and seasonal working capital for primary agricultural production.
Animal husbandry, dairy operations, poultry, and livestock equipment — financing the full cycle of animal production.
Processing facilities, storage, cold chain infrastructure, and food production equipment for value-added products.
Tractors, harvesters, greenhouses, drip irrigation, and fixed agricultural assets for long-term productivity gains.
Cultivating a stronger Kosovo.
The Agro Window directly creates and sustains jobs in rural Kosovo — reversing agricultural decline and keeping communities rooted in the land.
By backing local food production, KCGF helps Kosovo substitute imported food products with domestically grown alternatives — strengthening the trade balance.
Application Process.
Apply through our partner institutions.
Ready to cultivate
your future?
Visit any KCGF partner bank or microfinance institution and ask about the Agro Window today.
Check Eligibility